Vigil Steward

A personal AI operating system that manages your entire life — finances, schedule, business, and engineering projects — continuously, autonomously, and locally.

"Always watching. Always ready."

In Active Development — 344 Tests Passing
4
Life Domains
140+
API Endpoints
15+
Autonomous Tasks
24/7
Continuous Operation
8
Intelligence Signals
Local
Your Data Stays Yours

Not an App. An Operating System for Your Life.

Vigil Steward is a digital chief of staff — a continuously-running AI that monitors, analyzes, and acts across every domain of your life. It learns your communication style, your decision patterns, and your priorities. It runs on your own hardware. Your data never leaves your network.

🏠

Personal Life

Email, calendar, tasks, morning briefings, persona — manages the daily rhythm of your life

💰

Wealth & Investment

Multi-signal intelligence, self-evolving strategies, risk-tiered allocation, autonomous monitoring

🏢

Business Operations

Multi-entity accounting, client pipeline, academic calendar, revenue tracking, compliance

Engineering

Agent orchestration, project portfolio, autonomous coding agents, approval gates, CI/CD

What’s Built

Each domain is a full-featured module with its own services, APIs, scheduled tasks, and intelligence layer. Click a domain to explore.

Personal Life
Wealth & Investment
Business Operations
Engineering

📬 Unified Inbox Built

Aggregates email from multiple Gmail and Microsoft 365 accounts into a single view. AI-powered triage classifies every message by urgency and category. Supports unlimited accounts with independent OAuth flows.

🌅 Morning Briefing Built

Comprehensive daily briefing delivered at 6:30 AM: today's schedule, critical emails, financial snapshot, bills due, upcoming pressure points, and proactively surfaced items. Available as text, push notification, and LLM-enhanced conversational summary.

📅 Smart Calendar Built

Merges Google Calendar and M365 Calendar with cross-source conflict detection. Identifies focus blocks, overloaded days, meeting consolidation opportunities, and buffer time issues. Primary calendar designation for scheduling authority.

🧠 Digital Persona In Progress

Learns your communication style across contexts — professional, casual, family. Ingests personal history, career data, ancestry, and writing samples to build a comprehensive identity model. Drafts emails and communications in your authentic voice.

Task Management Built

Full task lifecycle with AI-generated tasks from email, documents, and bill alerts. Priority-based surfacing, overdue detection, and stale project alerts across all domains.

🔔 Alert Intelligence In Progress

Three-tier urgency system: interrupt now, tell me soon, have ready. Learns your interrupt tolerance over time. Time-aware (no alerts during class hours) and location-aware (different context by location).

🔊 Voice Interface Planned

Whisper STT and XTTS voice synthesis running on local GPU. Wake word activation, streaming audio, morning briefing as audio playback. Mobile push-to-talk and hands-free driving mode.

👓 Ambient Awareness Planned

Meta glasses integration for passive context capture, hands-free interaction, and real-world memory. Smart home integration via Home Assistant for environmental awareness. Always-listening ambient devices for every room.

🧠 Multi-Signal Intelligence Live

Eight proprietary intelligence signals scored and weighted: volume anomaly, multi-timeframe momentum, SEC insider filings, NLP sentiment analysis, news velocity, social sentiment (Reddit + StockTwits), on-chain TVL analytics, and earnings proximity.

🔄 Strategy Evolution Engine Live

Strategies aren't static. Every trade is analyzed for root cause (why it won or lost). Weekly synthesis by a 70B-parameter model proposes parameter adjustments. Changes are backtested on historical data before activation. Versioned parameter sets with full audit trail.

🔍 Opportunity Scanner Live

Pre-market (6 AM) and midday (1 PM) scans identify investment opportunities from headline catalysts, scored by urgency and researched against multiple corroborating sources before flagging.

🛡 Position Watchdog Live

Monitors every open position for risk signals — negative sentiment shifts, unusual volume, adverse macro conditions. Daily 4:30 PM risk assessment. Alerts before problems become losses.

📊 Risk-Tiered Allocation Live

Six strategy profiles across stock and crypto: conservative, aggressive, swing, core, speculative, and momentum. Each with its own universe, parameters, position sizing, and risk tolerance. Currently running four simultaneous paper-trading simulations.

💳 Plaid Account Linking Built

Links checking, savings, credit cards, and investment accounts via Plaid. Automatic transaction sync, AI categorization, and bill payment detection. Unified view across all financial institutions.

📈 Budget & Bills Built

Monthly budget tracking with category targets, spending analysis, and trend detection. Bill monitoring with escalating alerts: upcoming, due soon, overdue. Autopay awareness so you only get alerted when action is needed.

📨 Daily Intelligence Report Live

Comprehensive HTML email at 7 PM: portfolio status with benchmark comparison, discovered opportunities, risk alerts, trade analyses, and intelligence operation costs. Tracks token spend as an investment expense.

📰 Research Engine Built

Autonomous strategy research using web search across academic and community sources. Evidence-graded findings feed into strategy evolution. Validates both what works and what to avoid.

📒 Multi-Entity Accounting Planned

Real-time integration with Agoge Ledger for multi-entity bookkeeping. Transaction anomaly detection, cash flow monitoring across entities, outstanding receivable alerts, and automated journal entry suggestions.

🏗 Contracting Pipeline Planned

Job pipeline visibility for service businesses: active, upcoming, invoiced. Revenue tracking, cash flow forecasting, client follow-up flagging, and client communications drafted in your voice.

🎓 Academic Management Planned

D2L/LMS integration for course management. Grading deadline tracking, enrollment awareness, course communication drafting. Full FERPA compliance: student data is classified and excluded from all training and persistence layers.

💵 Infrastructure Costing In Progress

Per-project CPU, RAM, GPU, and bandwidth utilization via Prometheus. Power consumption estimation by utilization curves. Equipment depreciation allocation. Generates journal entries for accurate project-level P&L.

🔌 Universal Plugin Architecture Planned

Extensible integration framework for any business entity. Drop-in connectors for CRM, invoicing, project management, and industry-specific platforms. One system for all your ventures.

🤖 Agent Orchestration Built

Registry of AI agents with capability declarations, job dispatch queue, and execution tracking. Agents can be local LLMs, cloud APIs, or headless Claude Code instances. Full audit logging of every agent action.

🔒 Approval Gates Built

Configurable authority matrix: what agents can do autonomously vs. what requires human sign-off. Escalation paths, timeout handling, and approval history. Trust is earned, not assumed.

📊 Project Portfolio In Progress

Dashboard across all active repositories: build status, test coverage, stale branch detection, dependency audit. Proactive alerts when projects go quiet or dependencies fall behind.

🔧 Autonomous Coding Agents Planned

Headless Claude Code and OpenHands agents that can pick up tickets, write code, run tests, and submit PRs — all within the approval gate framework. Nightly test runs, automated dependency updates, and code review assistance.

🧪 Hybrid LLM Routing Live

Intelligent routing between local models (8B fast, 70B deep, code-specialized) and cloud APIs (Claude). Feature-flagged with cost tracking. Local-first by default — cloud only when the task demands it.

🌐 RPA Layer Planned

Playwright and Browser-Use for LLM-native web automation. Bank portal scraping, vendor invoice pulling, government portal monitoring. Credential management via Vaultwarden. All write actions require explicit approval.

What Makes This Unprecedented

Beyond managing tasks, Vigil Steward introduces capabilities that don't exist in any consumer product today.

🧬 Decision DNA

Behavioral fingerprinting of your decision-making patterns. Correlates decisions with context — sleep, stress, calendar load, time of day. Alerts when conditions historically lead to poor choices: "You're in a high-stress period after 3 consecutive wins — historically your worst decisions follow."

💥 Pre-Mortem Engine

Automatic failure scenario generation before any significant decision. Researches likelihood of each scenario against current data. Surfaces top risks before you commit. Runs ambient — you don't ask for it, it's just there.

🌊 Cascade Detector

Models the dependency graph across your entire life. Propagates changes forward automatically: "If this invoice stays unpaid, cash reserve drops below threshold, which delays the equipment purchase, which impacts the project timeline."

Temporal Persona Archive

Periodic snapshots of your beliefs, priorities, and decision patterns. Queryable across time: "How would I have thought about this two years ago?" Estate planning integration — granted to designated people under specified conditions.

🔄 Cross-Domain Pattern Recognition

Correlations invisible to single-domain tools: sleep quality vs. code quality, calendar stress vs. financial decision accuracy, email response time as a leading stress indicator, revenue negotiation timing patterns.

👥 Persona Delegation

A personal AI team: Chief of Staff, Investment Analyst, Crypto Trader, Engineering Lead, Communications Director, Research Analyst. Each with distinct personality, domain expertise, and authority level. Plus a Devil's Advocate that challenges every major recommendation.

Architecture

Local-first, async-native, GPU-accelerated. Every component runs on hardware you own.

Compute

  • Dedicated server with dual GPU
  • RTX 5090 32GB (primary inference)
  • 4 local LLM models always loaded
  • 24/7 unattended operation

Backend

  • Python 3.14 + FastAPI (async)
  • 140+ REST API endpoints
  • Celery task queue (15+ scheduled)
  • Full test suite (344 tests)

Data

  • PostgreSQL 16 (structured data)
  • Qdrant (vector search / RAG)
  • Redis (cache + task broker)
  • Automated daily backups

Intelligence

  • Ollama: 8B (fast) + 70B (deep)
  • Code-specialized 6.7B model
  • Nomic embedding model
  • Cloud API hybrid routing

Data Sources

  • Yahoo Finance + CoinGecko
  • SEC EDGAR + FRED
  • Reddit, StockTwits, RSS
  • DeFi Llama (on-chain)

Integrations

  • Gmail + M365 (multi-account)
  • Google + M365 Calendar
  • Plaid (banking)
  • Prometheus / Grafana

Mobile

  • Expo + React Native
  • 11 screens (Android-first)
  • Push notifications via ntfy
  • Voice input planned

Security

  • All data on local hardware
  • Tailscale mesh networking
  • FERPA compliance pipeline
  • YubiKey root of trust (planned)

Roadmap

Ten phases from personal prototype to commercial platform. Currently in active development with financial intelligence and daily life management running simultaneously.

Phases 1-2 — Complete

Financial Foundation + Infrastructure

Portfolio management, market data, budgets, bills, Plaid, Docker infrastructure, Celery, Qdrant RAG, push notifications, monitoring, mobile app

Phase 2B — Complete

Wealth Intelligence Engine

8-signal intelligence, strategy evolution, opportunity scanner, position watchdog, risk-tiered allocation, daily reports, paper-trading validation

Phase 3 — In Progress

Digital Persona + Daily Life Management

Persona data ingestion, writing style learning, multi-account email monitoring, FERPA compliance, comprehensive morning briefings, calendar proactivity

Phase 5

Voice Interface

Whisper STT + XTTS synthesis on local GPU, wake word, mobile voice, ambient devices, morning briefing as audio

Phase 6

Business Integrations

Agoge Ledger, S&S Home Finishes pipeline, MSU/D2L academic management, infrastructure cost allocation

Phase 7

Persona Delegation

Personal AI team: Chief of Staff, Investment Analyst, Engineering Lead, Communications Director, Adversarial Persona

Phase 8

Novel Capabilities

Decision DNA, Pre-Mortem Engine, Cascade Detector, Temporal Persona Archive, Cross-Domain Pattern Recognition

Phase 9

Advanced Infrastructure

RPA browser automation, smart home integration, Meta glasses, YubiKey security, Shamir's secret sharing, VLAN segmentation

Phase 10

Commercial Preparation

Multi-tenant architecture, anonymous peer intelligence network, SOC 2 certification, open source security layer

Guiding Principles

Local-First

All personal data stays on your hardware. External APIs are used only for market data and news. Your life isn't someone else's training data.

Earned Autonomy

The system proves itself before expanding control. Every new capability starts supervised. Trust is granted incrementally based on track record.

Four Domains, Equal Weight

Life, finance, business, engineering. No single domain dominates. The system that manages your investments also manages your morning and your inbox.

Cost-Aware Intelligence

Every AI operation is tracked and costed. Intelligence must pay for itself. If analysis doesn't generate value, the system adapts.

Research-Backed Decisions

No gut feelings, no hype-chasing. Every strategy is corroborated by reputable sources. Evidence-graded findings drive evolution.

Graceful Degradation

Nothing critical depends solely on Vigil Steward. If the system goes down, your life continues. It augments your capabilities, never creates dependencies.

Current Status

Vigil Steward is running 24/7 on dedicated hardware with live market data, multi-signal intelligence, and autonomous paper-trading validation across six strategy profiles. Daily life management and persona training are actively under development.

A product of Sand Point Studios, Ltd.